Allstate has some of the cheapest homeowners insurance rates and high scores for customer satisfaction. It ranks fifth in our best home insurance companies list.
Last updated: Feb 8, 2024 Compare quotes in less than 5 minutes
Written by Leslie Kasperowicz
Executive EditorLeslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
Data checked by Brent Buell
Before joining QuinStreet, Brent worked for nearly four years at NYCM Insurance (a personal and commercial insurance carrier based in New York) between his roles as a product analyst and a commercial lines underwriter. Before joining NYCM, Brent owned and operated a captive insurance agency. He holds a property & casualty broker's license and is a Chartered Property Casualty Underwriter (CPCU).
Reviewed by Laura Longero
Laura Longero is a content strategist and communications leader with more than 15 years of experience in content development in journalism, marketing and communications for start-ups to global companies. She started her career as a reporter and editor and honed her journalistic skills at the USA Today Network, working in several roles, as well as managing content and writing at MoneyGeek and XYZ Media.
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Overall Score 4.2/5 How we weigh our score Overall Rating 4.2 Average Premium 4.8 Customer Satisfaction 4.2 How we weigh our score × Overall Rating 4.2 Average Premium 4.8 Customer Satisfaction 4.2Allstate is one of the largest home insurers in the nation and a well-known name many people trust. Like any big company, complaints are not uncommon, but our survey of homeowners found most are satisfied with the service they receive. Allstate did rank a little below average in J.D. Power’s claims survey.
Allstate home insurance rates are low compared to major competitors, and the many available discounts can bring rates down even more.
“Larger size often allows [major companies] to provide a diverse range of discounts, potentially leading to savings,” says Siwei Gao, professor of insurance studies at Eastern Kentucky University.
Allstate’s discounts list is even more extensive than that of other major companies, offering a lot of ways to save. Allstate works with captive agents, which means the agent works solely for Allstate; although you must select an agent, you can conduct most insurance business online or with the app.
Overall: While Allstate home insurance reviews from customers online are mixed, our ranking placed Allstate in fifth place on our best home insurance companies list of 2024. It’s a solid choice with cheap rates.
Allstate home insurance is available in all 51 states and D.C.; however, the company is currently not writing new home policies in California. Despite the troubled home insurance market there, you can still buy Allstate home insurance in Florida.
