Health Insurance

Health insurance is tricky in more ways than one. Start here to better understand the ins and outs, jargon, and more. Then learn more about options to consider and ways to navigate the system.

A close up of a pharmacist's hand holding a box of a 0.25 mg Wegovy injection medication

Does Medicaid Cover Anti-Obesity Medication?

A US health insurance card (Individual PPO Plan)

Does Workplace-Sponsored Insurance Cover Anti-Obesity Medications?

American and Canadian bills next to pill bottle

Why Are Drugs Cheaper in Canada?

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Your Insurance May Soon Cover These OTC Products

Person injecting themselves with insulin

Insulin Prices: How to Manage High Costs

An illustrated graphic of the MyChart folder logo.

Why You Might Get Billed for Messaging Your Provider in MyChart A Detailed Guide to Diabetes Insurance Coverage

Person receiving radiation treatment for breast cancer

A Breakdown of Breast Cancer Insurance Coverage

An adult patient talking to a younger provider in a white coat about insulin.

Access to Diabetes Care: Issues, Resources, and Solutions

Older couple looking at bills on a table

Paying for Psoriatic Arthritis Treatment: Insurance Coverage

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Best Insurance Plans for Rheumatoid Arthritis Treatment

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Does Health Insurance Cover At-Home COVID Tests?

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How Much Does Multiple Sclerosis Treatment Cost?

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Special Enrollment Periods for Employer-Sponsored Health Insurance

Woman Handing Receptionist Medical Insurance Card At MRI Clinic Reception

The Best Insurance Plans for Lung Cancer Treatment

Even with healthcare costs on the rise, few people are adequately planning for the burden. Here's how a financial advisor could help.

Is Physical Therapy Covered by Insurance?

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Health Insurance Options If You’re Retiring Before Age 65

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What Is the Health Insurance Birthday Rule?

Person holding an insurance card

What Is a High Deductible Health Plan?

Spouses may want to be on the same plan, or they may not. There's no one-size-fits-all answer

Should You and Your Spouse Have Separate Health Insurance Plans?

Health Insurance If You Live in More Than One State

How Health Insurance Works When You Live in Multiple States

emergency room care

When Insurers Deny Emergency Department Claims for Non-Emergency Care

Couple with a baby filling out health insurance paperwork

What Is Self-Insured Health Insurance?

Doctor giving patient prescription drugs

Does Health Insurance Cover Transgender Health Care?

Pregnant young mom getting sonogram

Options If You're Pregnant With No Maternity Insurance

A patient presents a health insurance card.

What an Out-of-Network Provider Means

Patient in wheelchair talking to nurse in hospital

Health Insurance Provider Network Overview

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What You Need to Know About Coinsurance

Nurses and doctors wheeling a patient on a gurney

Catastrophic Health Insurance Overview

A doctor fills out a prescription.

Prior Authorization: Overview, Purpose, Process

Receptionist giving insurance card to patient.

How Health Insurance Companies Prevent Adverse Selection

Doctor helping patient

Definition of Pre-Approval in Health Insurance

Patient paying nurse with credit card in clinic

Deductible vs. Copayment: What's the Difference?

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How a Family Deductible Works

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Can't Pay Your Health Insurance Deductible? What Now?

Woman at primary care physician

How HMOs Work

Woman hospitalized in observation status being checked on by her doctor.

What Is Hospital Observation Status?

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What to Do When You Miss Open Enrollment at Work

Taking care of insurance paperwork and healthcare deductibles

What Counts Toward Your Health Insurance Deductible?

Young couple discussing medical options

What Is a PPO and How Does It Work?

Why Your Health Insurance Won't Pay for Your Health Care

hospital hallway

Major Medical Health Insurance Overview

A receptionist examines a patient’s insurance information.

Benefits of a Value-Based Payment System

Doctor holding a calculator.

How to Get Free or Low-Cost Health Insurance

a doctor and nurse talking and smiling with a patient

Primary Care Provider (PCP)

Injured man and woman looking at paperwork

Do Copays Count Toward Your Health Insurance Deductible?

Doctor looking at x-rays

How to Pay In-Network Rates for Out-Of-Network Care

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What You Need to Know Before Getting Out-Of-Network Care

Surgeons performing surgery in operating room

Will Your Health Insurance Pay for an Elective Surgery?

Emergency entrance of hospital building

What Is a Healthcare Provider?

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Network Gap Exceptions

Doctor and Male Patient Discussing Options

How Much of Your Surgery Will Health Insurance Cover?

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Tips to Get a Health Insurance Prior Authorization Request Approved

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Allowed Amount on a Health Insurance Statement

Insurance codes are often wrong - check to avoid billing mistakes.

Learn About Insurance Codes to Avoid Billing Errors

Understanding Your Explanation of Benefits (EOB)

Travel With Medications

How to Travel With Medications

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How to Notice and Avoid Errors on Your EOB

patient handing over insurance card

The Definition of Medical Necessity in Health Insurance

Managing a family business

An Embedded Deductible and How It Works

man and woman looking confused over paperwork

Reasons for Health Insurance Claim Denials and What You Should Do

Accountant working with US tax forms

Are Health Insurance Premiums Tax Deductible?

Nurse Visiting Patient At Home

Duties and Types of Case Managers

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