In addition to being simple and convenient, you will also get your payment 2 days in advance with direct deposit or payroll deduction.
DIRECT DEPOSIT EMPLOYMENT PAYCHECKS:
Contact your employer’s payroll department to find out if they offer direct deposit.
Please complete this form and submit it to your employer’s payroll department. If your payroll or benefits provider prefers to use their own form, you can use this as a reference. Provide your employer with our routing number (also known as the ABA Number): 226078036, and your checking account number. You can find your checking account number within Digital Banking under Account Details on your monthly statement, next to each account, and at the bottom of your checkbook.
Get paid 2 days early!
For Payroll Deduction:
To enroll in payroll deduction, please call us at (212) 693-4900 or fill out our Payroll Deduction Authorization Form and email to payroll@nymcu.org.
No worries. Just take the following information to your employer to get the process started.
Routing Number: MCU’s Routing Number (also known as the ABA Number) is 226078036
Account Number: Your Account Number can be located:
For Direct Deposit from Federal Agencies:
If you receive payments from Social Security, the VA, or other agencies, please fill out this form. Refer to the instructions on the form for the mailing address, as well as alternate methods for signing up online or by phone. For Federal Benefit Payments, our routing number is 226078036.
Your total balance is the amount of money held in your account. Your available balance may be higher or lower than your total balance and includes all pending transactions.
Both are listed on the bottom of your MCU personal checks. Please see the diagram below for reference:
DISCLOSURE:
* Overdraft Protection is a loan (subject to credit approval), the terms of which are set forth in the Overdraft Protection Line of Credit Agreement.
Copyright 2024 Municipal Credit Union. All rights reserved.
This web site, www.nymcu.org, is the only authorized web site of Municipal Credit Union of New York City, New York. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
This website strives to comply with the best practices and standards as defined by Section 508 of the U.S. Rehabilitation Act and level AA of the Worldwide Web Consortium (W3C) Web Content Accessibility Guidelines 2.0. If you experience trouble accessing this website or would like to share feedback, please contact us at 1-844-MCU-NYNY (1-844-628-6969). MCU’s services and products are directed to members residing in the United States.
Routing Number: 226078036
NMLS #: 184286
Federally insured by NCUA.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
